FAQ'S

At Surjeet Mohindra, we believe in transparency and making the loan process simple for micro and small business owners. Here are some commonly asked questions to help you understand our loan services better.

From eligibility criteria to required documents, find all the answers you need to apply for a hassle-free loan. If you have any additional queries, feel free to reach out to us for assistance!

  • 1. Who can apply for a Micro & Small Business Loan?
    Self-employed shopkeepers, traders, and small business owners with a minimum of 1 year in business can apply.
  • 2. What is the loan amount range?
    We offer loans ranging from ₹10,000 to ₹1.5 lakh, depending on your business requirements and eligibility.
  • 3. How long does it take to get the loan amount?
    Once approved, the loan amount is disbursed within 48 hours directly into your bank account.
  • 4. What documents are required?
    Basic KYC documents, business registration proof, bank statements, and income proof (if required).
  • 5. Is collateral required for the loan?
    No, our micro & small business loans are collateral-free, meaning you don’t need to pledge any assets.
  • 6. What is the repayment tenure?
    Flexible repayment options are available, based on your loan amount and financial capacity.
  • 7. How can I apply for a loan?
    You can apply online through our website or visit our nearest branch for assistance.
  • 8. Can I apply if I don’t have a business registration?
    A valid business registration or proof of fixed establishment is required to qualify for the loan. Still have questions? Contact us today and get your loan approved hassle-free

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Get quick approval for loans ranging from ₹10,000 to ₹1,50,000 with minimal paperwork!